Mortgage Refinansing Help    

Mortgage Refinancing Help

Mortgage Refinancing Help

If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.

 

           
Mortgage Refinancing Help: Business: Financial Services: Mortgages: Regional: United States  (989)

 

 

 

Mortgage Refinancing TipDon't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.



Mortgage Refinancing Help: United States (2010)

See also:


 
CitiMortgageCitiMortgage »
Provides residential mortgage financing throughout the United States.
 
Capital Resource MortgageCapital Resource Mortgage »
National mortgage network specializing in home equity and second mortgage loans.
 
Mortgage Trust Group Inc.Mortgage Trust Group Inc. »
Mortgage broker providing loans in MA, CT, ME, NH, VT, FL and AZ.
 
Arizona Wholesale MortgageArizona Wholesale Mortgage »
Full service mortgage company providing loans in Arizona, Colorado, New Mexico, Wyoming, Montana, and Iowa.
 
Hartford Funding Ltd.Hartford Funding Ltd. »
Direct lender based in New York and licensed in New York and Connecticut.
 
Nationstar MortgageNationstar Mortgage »
Retail non-prime home loan originator. Includes products, process, online application, career opportunities. Headquartered in Dallas, TX.
 
Adobe Financial CorporationAdobe Financial Corporation »
A full service mortgage broker providing mortgage loans in Arizona, Minnesota and New Mexico.
 
First Centennial MortgageFirst Centennial Mortgage »
Provides residential mortgage financing in 37 states.
 
Home Lending TexasHome Lending Texas »
Home mortgage lending for purchase, refinance and home equity.
 
Mortgage Lenders PlusMortgage Lenders Plus »
Nationwide directory of mortgage lenders organized by state.
 
America One FinanceAmerica One Finance »
National lender. Features senior staff and company overview. Office locations in Arizona, Illinois and Washington state.
 
First American MortgageFirst American Mortgage »
Full service mortgage broker, licensed in Pennsylvania and New Jersey, offering financing programs for home owners and home buyers.
 
Fast Mortgages USAFast Mortgages USA »
Providing mortgage or refinance loans online. Loan programs for good or bad credit.
 
AFC MortgageAFC Mortgage »
Provides investment, primary residence and second homes loans in Alabama, Mississippi and Florida. Features products, market trends, online application.
 
Virtue Mortgage, Inc.Virtue Mortgage, Inc. »
Specializes in commercial and residential loans as well as private and hard money financing. Features types of funding and programs available. Located in Mesa, AZ.
 
Pulaski Mortgage CompanyPulaski Mortgage Company »
Mortgage lender provides home financing throughout the Mid-South.
 
Hard Money Funding, Inc.Hard Money Funding, Inc. »
Offers a national database and source for hard money funding throughout the nation. Features company overview plus information on programs for borrowers, brokers and lenders.
 
Katz Mortgage TeamKatz Mortgage Team »
Lender providing residential mortgages, mortgage re-financing and interest-only real estate investor loans.
 
Provident Home LoansProvident Home Loans »
Licensed mortgage broker providing customers with the highest mortgage finance services.
 
Home Mortgage Network of AmericaHome Mortgage Network of America »
Offers no point and no origination fee mortgages with offices in 14 states.
 
Fairfield Financial ServicesFairfield Financial Services »
Providing complete mortgage services, servicing various states. Located in the South East.
 
Provident Funding, L.P.Provident Funding, L.P. »
Privately held non-bank owned provides a range of services. Includes online applications.
 
Re-MortgagerRe-Mortgager »
Providing refinance of mortgage.
 
Neighborhood Financial Services GroupNeighborhood Financial Services Group »
Provides home loans, mortgages and lines of equity.
 
Lenders XchangeLenders Xchange »
Marketplace where home finance lenders across the nation compete for a borrower's business.
 
Georgia Mortgage MoneyGeorgia Mortgage Money »
Mortgage lender offers conventional and nonconventional financing in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee.
 
InterestOnlyLoans.comInterestOnlyLoans.com »
Nationwide database of mortgage professionals specializing in interest only, Jumbo and Super Jumbo Libor Loans.
 
Funding Mortgage, LTDFunding Mortgage, LTD »
Purchase and refinance serving Illinois, Indiana, Michigan and New York.
 
Washington Mutual Home LoansWashington Mutual Home Loans »
Mortgage lender offering mortgage financing services nationwide.
 
Metropolitan MortgageMetropolitan Mortgage »
Washington mortgage broker offers home financing programs to 42 states.
 
Washington MutualWashington Mutual »
Provides residential financing nationwide. Features rates, programs, news and tips.
 
Ernst Financial ServicesErnst Financial Services »
Providing for all types of real estate loans, refinancing, first and second mortgages. Serving all 50 states.
 
Evergreen Moneysource Home LoansEvergreen Moneysource Home Loans »
Home loan specialists in WA, OR, ID, AK, CA. Home equity, refinance, adjustable rate (ARM), interest only, zero down, FHA, VA, and cash flow option programs. First-time home buyer education and free consulting.
 
GLM CommercialGLM Commercial »
Specializes in commercial real estate loans nationwide. Includes loan programs, company overview, FAQs.
 
Approved Mortgage CorporationApproved Mortgage Corporation »
Residential mortgage lender financing homes in Indiana, Ohio, Kentucky, Missouri and Texas.
 
GMAC Mortgage CorporationGMAC Mortgage Corporation »
Provides loans, rates and information for first-time and experienced homebuyers. Includes articles and directory of local offices.
 
AmerUSA Home Mortgage LoansAmerUSA Home Mortgage Loans »
A nationwide mortgage lender offering purchase, refinance and home equity loans.
 
1st Continental Mortgage1st Continental Mortgage »
Assists those in the market to buy commercial and residential property, licensed in 43 states.
 
Matrix Bancorp, IncMatrix Bancorp, Inc »
Holding company subsidiaries which purchase and sell residential mortgage loans and residential mortgage servicing rights. (Nasdaq: MTXC).
 
MortgageEase.comMortgageEase.com »
Full service Lender providing home mortgage refinance loan services in Colorado, Connecticut, Delaware, Florida, Georgia, Maryland, Virginia, Washington DC and Massachusetts.
 
Baron Mortgage CorporationBaron Mortgage Corporation »
Lender provides real estate financing in Alaska, California, Colorado, Connecticut, Florida, Indiana, Massachusetts, Montana, New Hampshire, South Carolina, Utah and Wyoming.
 
First National Mortgage SourcesFirst National Mortgage Sources »
Offers home loans nationwide. Features line of products, FAQs, downloadable forms. Offices in Kansas and Colorado.
 
Fieldstone MortgageFieldstone Mortgage »
A nationwide direct lender that offers mortgage loans for multiple credit situations.
 
Mortgage OfficeMortgage Office »
Residential mortgages for all types of credit in most parts of the U.S.
 
Star MortgageStar Mortgage »
Mortgage broker offers mortgage loan products in CO, FL, MA and TX.
 
Capital Financial GroupCapital Financial Group »
A Mortgage Brokerage Company that provides financing options to meet all your individual needs.
 
Lending ExpoLending Expo »
A nationwide network of reputable lenders. Help in finding a lender in your area for mortgages and refinancing at competitive rates.
 
Home Finance of AmericaHome Finance of America »
Provider of residential lending services nationwide. Includes company overview, client testimonials, details on loan programs, FAQs. Based in Plymouth Meeting, PA.
 
MH Loans CorporationMH Loans Corporation »
Provides nationwide financing of mobile and manufactured homes. Includes company profile, loan information, customer testimonials. Headquarters in Vancouver, WA.
 
American Pacific Mortgage GroupAmerican Pacific Mortgage Group »
Commercial, construction and residential loans. Includes services, testimonials, online application. Offices in Honolulu, Tampa, Las Vegas and Minneapolis.
 
Atlantis Mortgage Co. Inc.Atlantis Mortgage Co. Inc. »
Licensed Mortgage Bankers in the states of NJ, CT, NC, SC and a Registered Mortgage Broker in the state of NY.
 
MortgageBaseMortgageBase »
Offers residential mortgage rates through wholesale lenders nationwide.
 
Mortgage Investors CorporationMortgage Investors Corporation »
Providing VA and FHA refinance and streamline loan services in 42 states.
 
Nationwide Mortgage ServicesNationwide Mortgage Services »
Mortgage Bankers offering services for Residential mortgages nationwide.
 
MortgageCafeMortgageCafe »
Provides the ability to review products and services from the best lenders, with quick access to current lender information.
 
Fannie MaeFannie Mae »
Provides financing for the multifamily and single-family housing market throughout the nation.
 
MortgageITMortgageIT »
Provides complete mortgage services in many states throughout the nation.
 
EverHome Mortgage CompanyEverHome Mortgage Company »
Offers home financing options in over 40 states, including reverse, government and conventional.
 
Great Eastern InvestmentsGreat Eastern Investments »
Offers financing on commercial properties nationwide. Includes loan programs, company profile, recent closings.
 
The Credit Union Home Loan Center, LLCThe Credit Union Home Loan Center, LLC »
Offers to members of any credit union in the U.S.A. home mortgages.
 
Prosperity MortgageProsperity Mortgage »
Provides residential mortgages and finance services in the mid-Atlantic region.
 
Newport Capital CorporationNewport Capital Corporation »
Provides residential mortgages financing in Massachusetts and California.
 
Sunset MortgageSunset Mortgage »
Providing mortgage service in all states.
 
PHHMortgage.comPHHMortgage.com »
Retail mortgage originator offering full range of residential financing programs.
 
Alliance Mortgage, Inc.Alliance Mortgage, Inc. »
National online mortgage broker specializes in low cost loans and refinancing for people with every type of credit.
 
Northeast MortgageNortheast Mortgage »
Offers a large variety of mortgage programs on a national level.
 
First Financial Mortgage Corp.First Financial Mortgage Corp. »
Mortgages, refinancing, and home purchases for all of Kentucky.
 
Advanced Financial ServicesAdvanced Financial Services »
A licensed mortgage lender in 21 states, offering residential financing.
 
Integrity Financial, L.L.C.Integrity Financial, L.L.C. »
Provides conventional, FHA, and VA home loans in Missouri, Illinois and the US.
 
Preferred Financial Funding, Inc.Preferred Financial Funding, Inc. »
Provides residential mortgages and finance services in various states.
 
Farmer MacFarmer Mac »
Government agency which re-purchases farm, ranch, and rural homeowner mortgages, and is aimed to support agriculture.
 
Network Mortgage ServicingNetwork Mortgage Servicing »
Specializes in the disposition of financial institutions' real estate owned (REO), including appraisals and broker price opinions. Features services and company profile.
 
Key Financial CorporationKey Financial Corporation »
Full-service mortgage bank offering mortgage financing services in multiple states.
 
Eagle Mortgage & FundingEagle Mortgage & Funding »
Mortgage broker offers home financing programs to the Mid-South.
 
American Home Equity LoansAmerican Home Equity Loans »
Direct lender offrees refinance programs for consolidating debts. Locations in Irvine, CA and Oklahoma City, OK.
 
IntoHomes Mortgage ServicesIntoHomes Mortgage Services »
National firm with branches across the country. Features library, rates, information for investors, office locations. Includes Spanish translation.
 
Apex Lending Inc.Apex Lending Inc. »
Central Florida lender providing residential and commercial loans. Features company profile, client testimonials, career opportunities. Based in Indian Shores, FL.
 
Summit Lending ServicesSummit Lending Services »
Providing mortgages on real estate properties in over 17 states.
 
1st Midwest Mortgage Corporation1st Midwest Mortgage Corporation »
Provides Wisconsin, Iowa and Minnesota residents with home mortgage loans including fixed rate, adjustable rate and balloon mortgages.
 
Anderson Lending GroupAnderson Lending Group »
Wholesale mortgage company serving borrowers in Florida, Georgia, Colorado, and Alaska.
 
Home Loan and Investment, FSBHome Loan and Investment, FSB »
A regulated federal savings bank, was one of the pioneers of the non-conforming mortgages.
 
DHI MortgageDHI Mortgage »
Offering financing in Arizona, Colorado, Florida and Texas.
 
Quicken LoansQuicken Loans »
Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI.
 
ABC LoanABC Loan »
Specializing in discount mortgage services with special programs for teachers.
 
Mission Hills Mortgage BankersMission Hills Mortgage Bankers »
Direct lender provides residential mortgage financing throughout the nation. Features loan programs, online application, company profile. Headquartered in Santa Ana, CA.
 
Pacifica South BancorpPacifica South Bancorp »
Provides owner-builder financing and construction loans for a variety of housing types.
 
Money StoreMoney Store »
Providing loans for home improvement, refinance and debt consolidation.
 
Mortgage4Homes.comMortgage4Homes.com »
Provides home mortgage, refinance, home improvement loans.
 
First Horizon Home LoansFirst Horizon Home Loans »
Nationwide provider of mortgages offering products and services such as mortgage calculators, re financing, home equity loans, online mortgage applications, home buying guides and debt consolidation.
 
FHA TodayFHA Today »
Mortgage lender offers FHA financing and refinancing for home buyers nationwide.
 
Hartland Mortgage CentersHartland Mortgage Centers »
A direct lender providing full-service mortgage financing to Arizona, Colorado, Iowa, Illinois, Indiana, Missouri, North Carolina and Wisconsin.
 
Freddie MacFreddie Mac »
A guide to the mortgage industry, products and services, with the latest news.
 
DitechDitech »
Offers new purchase and home equity loans plus refinancing. Includes company profile, FAQs, current rates, calculators.
 
World Wide Credit CorporationWorld Wide Credit Corporation »
Family owned lending institution licensed in multiple states and specializing in residential financing. Features loan programs, company overview, employment opportunities. Based in San Diego, CA.
 
Access National MortgageAccess National Mortgage »
Nationwide lender. Features loan programs, online application, company overview. Based in Westminster, MD.
 
Alexander MortgageAlexander Mortgage »
Independent firm offers lending programs in several states. Features company overview and downloadable forms.
 
River City Mortgage & FinancialRiver City Mortgage & Financial »
Offers financing for a new home or refinancing for an existing home.
 
HomeLoanHaven.comHomeLoanHaven.com »
Provides residential mortgages and financing services for all 50 states.
 
Ziegler and CompanyZiegler and Company »
Provides long-term financing for churches and private schools nationwide. Includes team profiles, company history, description of services and locations.
 
Alexander Realty Capital, Inc.Alexander Realty Capital, Inc. »
Nationwide commercial lender. Features company profile, downloadable forms, recent projects. Based in Key West, FL.
 
Bottomline MortgageBottomline Mortgage »
California-based Lender offers a variety of home financing programs, lending in 26 states.
 
American Finance House LARIBAAmerican Finance House LARIBA »
Offers a range of financial products according to Shariah principles; includes information on interest-free finance. Based in Pasadena, California, US.
 
JKS Mortgage, LLCJKS Mortgage, LLC »
Mortgage broker providing loan programs, online applications and rates to Arizona and California.

 



 
      


Mortgage Refinancing TipWhen lenders offer a "no-cost" loan, they may include a prepayment penalty to discourage you from refinancing within the first few years of the loan. Ask the lender offering a no-cost loan to explain all the fees and penalties before you agree to these terms.
 

Mortgage Refinancing TipIt is feasible to go for a refinance when you have built up at least 10% equity in your home (For Fannie Mae owned mortgages, the value is 5%). It is also possible for you to choose the option if your equity is less than 5%, but you may have to pay a certain amount of cash in order to make up for the difference in equity.
 

Mortgage Refinancing TipResist "no cost" refinancing. No cost doesn't mean free. On the contrary: The closing costs are usually bundled into the new mortgage, which means you pay interest on them. The fees associated with a 30-year mortgage could cost you more than double what they would have had you simply written a check for them at closing. Or, if the costs aren't bundled in, you'll be charged a slightly higher interest rate. Either way, the lender wins.
 

Mortgage Refinancing TipWeigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.
 

   

   


    © 2010 Mortgage Refinancing Help